With years of experience in helping individuals to buy Car insurance, you can always rely on the policies of Aapkabima. Special individual care is shown in buying for you a Car Insurance Policy, with maximum benefits paying minimum Premium.
There is a reason why the Government has made it mandatory for every person to have his/her vehicle insured as it is your duty to make sure that car insurance is also being provided along with your most cherished set of wheels.
In case your car causes destruction and damage to anybody else’s vehicle or an injury to a 3rd party that is not related to you, then you are required to pay for damages and injury. At Aapkabima, inclusive motor insurance is offered to the clients that also cover any damages to your car as well as injuries you suffer in an accident. Not only it guarantees your vehicle’s safety but also assists you in handling the medical expenses for your injury as well.
There are many Insurance Companies offering Car Insurance Policies with different benefits. Select the right Insurance Company, with the Guidance of our experts.
This is the Sum Assured fixed by the Insurance Company, based on different factors like age of the Car. At times of total loss or theft, this is the amount of compensation payable by the Insurance Company.
full details about the covers, additions, and exclusions should be ascertained before taking a Policy.
Comprehensive Coverage details and additional covers for better protection should be obtained. Inclusions and Exclusions for making Claims.
We offer you a hassle-free and simple car insurance claim settlement process.
Aapkabima has a dedicated team that considers the grievances and settles the problems of its clients within a matter of minutes.
One of the major benefits provided by our company is that you are offered actual reminders on time. This way, you can always stay updated and never miss out on the correct time of add-ons offer and insurance renewal.
Last but not least, renew your car insurance policy at Aapkabima in order to get an absolute sense of security. Not only it saves your time and a lot of bucks but also gives you the confidence to drive around and not getting panicked about the thoughts of an accident’s financial implications.
Enjoy a safe ride every time you step out on the road through the incredible Bike Insurance Plan by Aapkabima that offers you these features -
In case you are a passionate biker, needless to say that you love your bike and make sure that it does not get even a small scratch. Having said that, did you consider getting the best 2-wheeler insurance policy for your joy and pride? Never forget that not only it is compulsory by law but it also proves to be vital for keeping the vehicle secured from idiots on road. Do a thorough research on the Internet and conveniently compare several bike insurance policies online. This way, you will be able to take an informed decision and avoid the impulse buying as well.
It is imperative for a person to appropriately compare these policies before you invest your money in the right one.
Cost-effective
Comparing the policies of topnotch 2 wheeler insurance companies online saves you a lot of bucks.
Get the best plan in no time
Thanks to the Internet, now getting your hands on the best insurance plan does not require you to sweat it out in the market. Go online and the work is done!
Helps you in making an informed decision about IDV
When you get your facts right and know about the several prices and IDV, there is nothing that can stop you from opting for the best policy.
Prevents you from impulse buying and acquiring the right add-on covers
A complete online comparison between different policies ensures the fact that you do not choose any faulty policy and are benefitted from the most beneficial Add-on covers.
IRDA increases the premium’s third-party liability portion up to the limit of 20% annually. Through a Multi-Year 2-wheeler insurance plan, you are saved from this hike as well as the service tax.
One-time renewal of your 2 wheeler insurance policy for the next 3 years definitely saves you from the trouble of renewing the same on a yearly basis.
Ride happily and safely by enjoying your automobile’s long-term financial security for 3 years. Moreover, you also get a policy document that remains valid for the next 3 years.
If you make the cancellation during the first year itself, you can conveniently get the refund of second as well as third-year premiums.
You might also get lucky and enjoy appealing discounts on your Multi-year insurance plan. This way, it becomes really easy for a person to save bucks on the premiums.
In case a person is eligible for 25% NCB, this is applied to his premium of all the 3 years.
Hundreds of people are getting insurance for their commercial vehicles every day within a few minutes here at Aapkabima. One can claim insurance benefits for their bus, auto, taxi, car, and other vehicles that serve business purposes, through simple steps. They are relieved of hard and fast inspection and are facilitated with convenient indemnification of vehicles at reasonable rates.
Yes, it might be confusing at times to determine when the commercial vehicle insurance is required. Basically, in case your vehicle is used in the tasks associated to operator’s business, profession, or occupation, then you must go for the commercial vehicle insurance.
Purchasing commercial vehicle insurance is relevant for the protection of your property during an accident. This will assure that product and people, and your vehicle itself, stays safe from any unpredictable danger on the road.
On the other hand, this insurance company provides comprehensive coverage for the vehicles under the following circumstances -
Aapkabima provides commercial vehicle insurance to its customers against any loss or damage involved during its time of service. The services rendered under this scheme are
Aapkabima offers a set of advantages to its customers when they avail themselves of commercial vehicle insurance at subsidized rates and customer-friendly policies. The customers are relieved of the additional stress of managing unfortunate liabilities related to vehicles since they are now guaranteed to be covered up by the company. Additional benefits regarding the negotiation of discounted rates are provided to the owners who avail insurance for their vehicles in a bulk.
These are the most popular companies providing Commercial Vehicle Insurance:
Customers while purchasing a particular insurance policy as quite apprehensive. Following are the most common queries of customers answered:
What is cashless and non-cashless / reimbursement claim?
In case of a Cashless Claim policy, the insurer settles the payment on behalf of the insured. The insured is thus relieved from incurring the expenses himself.
However, in case of a Non-Cashless / Reimbursement Claim, the insured needs to first settle all the expenses himself first and then reimburse his expenses from his insurance service provider.
Will an insurance company reduce the premium if I install an anti-theft device?
In case of a Cashless Claim policy, the insurer settles the payment on behalf of the insured. The insured is thus relieved from incurring the expenses himself.
However, in case of a Non-Cashless / Reimbursement Claim, the insured needs to first settle all the expenses himself first and then reimburse his expenses from his insurance service provider.
Should a person buy the commercial vehicle insurance policy online or offline?
Online insurance policies are hassle-free and inexpensive compared to offline ones. One can get multiple choices of payment and other additional benefits via the online purchase of insurance policy.
However, it is always advised to compare two or more insurance schemes with the help of a good policy agent before considering to purchase the ideal one with his help.
Owing to the rise in medical inflation and lifestyle diseases in the country every year, the need for getting decent health insurance is inevitable. Now that you are at Aapkabima, you can undoubtedly stay assured of getting your hands on the most perfect health insurance plan in a hassle-free manner.
In its most basic form, health Insurance partially or fully covers the surgical and medical expenses of an individual. The financial trouble over the health trouble is actually unbearable for a person with an average monthly income. Thus, getting the best health insurance policy as early as possible could reduce your tension on your healthcare at an old age as well as offer you the much-needed sense of relief.
Here is the list of some reasons to specify the need for a person to get a perfect health insurance plan
Secure finances and health : When it comes to medical expenditures, the price index is definitely at its peak. Majority of the population is dependent on the savings or borrowing money for funding the treatment. The cost-effective health insurance plan at Aapkabima is designed in a way that your savings do not dwindle. Along with medical reimbursement and cashless treatment, emergency ambulance cover is also provided during the entire period of your hospital stay.
Additional protection above and over the employer cover : A lot of firms cover the employees with the group insurance plan. But, these policies are not custom-made as per the requirements of each and every individual. Moreover, you might be left uninsured if you lose the job or there is a change in your employment. For protecting yourself from any such situation, buying a decent health cover individually is indeed a great option to go for.
Free Health Checkup : One of the major benefits of the health insurance policies is that they offer you frequent health checkups after every 4/5 claim-free years. The insurers provide you with cashless health checkup in case tests are conducted at the empanelled centers or hospitals.
There is no denying the fact that in India, Health Insurance comes under the category of the most rapidly growing industries. In order to keep both your money and health secured, the relevance of having a decent health Insurance plan in the country seems to be the most obvious necessity.
As per various studies, the inflation rate in the medical industry is definitely going to get enhanced over time which means that the related expenses will also reach its peak. For solving this problem, various insurance companies have created many health insurance policies available at an inexpensive premium rate. This makes attaining healthcare facilities affordable and accessible for all.
Health Insurance claims can easily be made by 2 methods – Reimbursement claim process and cashless claim process
Below mentioned are some of the documents which are required to be submitted during this process
Enjoy the perfect blend of our life insurance policy – Attractive premium and surpassing car coverage.
Some jaw-dropping features of our Life Insurance policy
A convenient life insurance policy acts as a savior for any unforeseen danger related to your life, like disability, retirement, death, and accident etc. There is no denying the fact that life is quite unpredictable and that is why there is an urgent need for you to be ready for any mishappening. Be it the sudden death of a family’s primary breadwinner, or a financial crunch, life insurance policies are certainly the best option for a person to take help of. By opting for a suitable online policy, a person can easily offer complete monetary support to his/her family.
For calculating the sum assured of the life insurance policy, the two most important aspects to be considered by an insurer are the finances and lifestyle. This calculated sum is then offered to the family of the insured after he/she passes away so that it becomes easy for them to get the required financial help. It is suggested to invest your money in the most appropriate life insurance plan so that your family does not have to face any major money-related issues.
It offers the required monetary support to the family of the insured through the compensation for his/her income loss.
An unexpected demise of a family’s sole breadwinner is like the catastrophe that not only breaks you emotionally but can also put the debt on your shoulders. During such a critical time, a beneficial life insurance policy can give you immense relief.
Choose an exceptional life insurance plan that permits you to achieve the retirement goals with sheer ease and comfort.
The policyholder can easily enjoy a stress-free life and secure the future of his family by opting for the right life insurance policy online.
Your Children’s future expenses are taken care of like the wedding expenditures or for their education.
There is a reason why life insurance policies produce better results than the other investment choices as most of the schemes provide you with great bonuses. Your money invested in the life insurance plan of Aapkabima is absolutely safe and covers the risks.
Today, an individual has the freedom of choosing from a wide variety of life insurance policies as per his needs and preferences. The types of a life insurance plan can be categorized in terms of consumer segment they are catering to like term insurance, whole life policies, and endowment policies etc.